Saturday, December 31, 2011

Sample Hardship Letter For Mortgage Modification

DateYour NameYour address: Your Bank's NameLoan number: 123456789To Whom It May Concern:This letter explains the difficult situation which caused me to fall behind on my mortgage payments. I would like to be considered for a loan modification to decrease my payments, fix my interest rate at a lower rate, and recapitalize or forgive the delinquent payments in order to get me caught up and prevent future delinquency. My main goal is to keep my home for the long term.I work for (employer) as a

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