Renters insurance, also called tenant homeowners insurance or apartment insurance, is probably the single best deal in the insurance industry. Policy holders get a lot of coverage for a low monthly cost.
Many apartment complexes, and many smaller landlords, require their tenants to carry this insurance in the lease. Even if a renter is not required to purchase it, it still makes a lot of sense.
Apartment insurance contracts are most often written on a standard HO-4 policy form. The HO-4
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