If you default on a Federal loan, the Dept of Education a branch of the government has the right to garnish significant portions of your wages.
The good thing is that you can challenge a wage garnishment and request a hearing on the wage garnishment. In order to appeal a wage garnishment you will need to demonstrate how the garnishment is causing you and your family members total financial hardship.
The U.S. Department of Education will forward your claim to the "Administrative Garnishment
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